I think wanting to save more money is something that we can all agree on… it’s also something easier said than done.
Throughout my young adult life I’ve always had a drive to save money. Maybe that comes from growing up in a less fortunate area, and what most would consider poverty. Or perhaps it comes from the discipline of starting to pay my own bills at the ripe age of 14. Either way, I’m grateful for it, and hope to pass the same trait down to my own children some day.
Since I don’t have children at the moment, I’ll just share my budgeting hacks with my fellow blog squad (I hope you don’t mind that I call you that – it just rolls off the tongue).
I’ve conducted a lot of research on budgeting sheets, and templates to help layout my monthly income, and debt. I’ve never really found one that is tailor to what I need so – I’ve decided to create my down! TA-DA! Here we go, Kelli’s Monthly Budgeting Sheet.
I’m a firm believer in the selfless act of giving, so I will not be trying to sell this, or solicit anything thing from you, I just want to share the sheet that helps me stay on track every month.
CLICK HERE to download my Monthly Budgeting Sheet.
It’ll help you organize everything from monthly income, to electric, rent, gas, water, credit card debt, and the list goes on. Along with helping set goals to increase your savings account.
I hope you guys can enjoy the budgeting sheet as much as I have. Here’s 3 tips to get the most out of monthly budgeting:
1.) FILL OUT THE SHEET EVERY MONTH!
I cannot begin to tell you how many times I’ve downloaded budget sheets, and never filled them out… it’s like, what’s the point? Just take the 10 mins a week to sit down, go over your finances and fill out the sheet.
2.) Keep Record of your Bills
Each month, as the bills come in (because, I have a lot of them) I sit down and fill in the sheet and cross off each bill. I do not discard the bills until I have they have been paid, and I check the little box on the sheet.
3.) Keep Consistent in Filling Out The Sheet
Each month write in a goal that you want to see in your savings by the end of the month. I’m a huge goal seeker, so when I write that number down, I’m determined to make sure my account looks the way I want it too. I promise you, if you write down the number each month, you will see an increase in your account. Stick to the system, it will not let you down.
I hope you guys enjoyed this little peek into my financial life. Don’t forget to subscribe so you can see more life hacks! See you next time!